Pricing Structure

Initial Consultation Fee

   - A one-time initial consultation fee to cover the cost of the first meeting, understanding the client's needs, goals, and risk profile. This fee can be waived or credited if the client decides to engage in ongoing services.

Assets Under Management (AUM) Fee

   -A fee structure based on a percentage of the client's AUM. This fee compensates the firm for investment management services, portfolio construction, rebalancing, and ongoing monitoring. The percentage may vary based on the size of the client's portfolio, with larger portfolios typically attracting lower fees.

   - For example, charge a fee ranging from 0.00% to 2% of AUM annually, depending on the total value of the client's assets.

Financial Planning Fee

   - Assess a separate fee for comprehensive financial planning services. This fee covers the development and implementation of personalized financial plans, including retirement planning, tax optimization, estate planning, and risk management.

   - The fee structure varies based on the complexity and scope of the financial plan. It can be a fixed fee or a percentage of the client's AUM, depending on the client's preferences and needs.

Performance-Based Fees

   - A performance-based fee of 2% of the investment returns generated by the portfolio a capital gains above 30%.

Custodian and Platform Fees

   - In cases where the firm utilizes external custodians or investment platforms, transparently pass on any associated fees to the client. These fees cover custody services, account maintenance, reporting, and access to investment products and platforms.

Additional Services Fee

   - The firm offers additional services beyond investment management and financial planning, such as tax advisory, or estate planning charge separate fees for these specialized services. The fee structure are based on the complexity and scope of the service provided.